E-Sign Consent

This Electronic Records and Signature Consent ("E-Sign Consent") applies to your use of the Deer Creek Lending website located at https://deercreaklending.com (the "Service"). By checking the consent box and submitting your request, you agree to the terms set forth below.

1. Consent to Electronic Communications

You agree that Deer Creek Lending and its lending network partners may communicate with you electronically regarding your request, loan offers, and other related matters. Electronic communications may include email, SMS text messages, phone calls (including auto-dialed and pre-recorded calls), and notifications through our website.

You acknowledge that you have the necessary hardware and software to access and retain electronic communications, including a computer or mobile device with internet access and a valid email address.

2. Consent to Electronic Records and Signatures

You agree that your electronic signature is legally binding and has the same force and effect as a handwritten signature. By checking the consent box, clicking "Submit Request," or otherwise using the Service, you are signing this E-Sign Consent and any related agreements electronically.

You acknowledge that all disclosures, agreements, notices, and other documents that we provide to you in connection with your request may be provided to you electronically, and that these electronic records have the same legal effect as paper records.

3. Scope of Consent

Your consent to electronic records and signatures applies to:

• This E-Sign Consent agreement
• Our Terms of Use and Privacy Policy
• Any loan agreements, disclosures, or notices provided by our lending partners
• All communications regarding your request or any loan you may obtain through our Service

4. Withdrawing Consent

You may withdraw your consent to receive electronic records and signatures at any time by contacting us at [email protected] or calling +1 (800) 555-0199. If you withdraw your consent, we may terminate your use of the Service and any pending requests.

Please note that withdrawing consent may affect our ability or a lender's ability to process your request, and you may need to provide paper copies of certain documents.

5. Hardware and Software Requirements

To access and retain electronic records, you will need:

• A computer, smartphone, or tablet with internet access
• A current web browser (Chrome, Firefox, Safari, Edge, or equivalent)
• A valid email address and the ability to send and receive email
• Sufficient storage capacity to save electronic documents
• Adobe Acrobat Reader or equivalent PDF viewer (for certain documents)

6. Updating Your Contact Information

You are responsible for keeping your email address and phone number current. If your contact information changes, you must notify us promptly by emailing [email protected] or calling +1 (800) 555-0199. We are not responsible for communications that are not received due to outdated contact information.

7. Requesting Paper Copies

You may request paper copies of any electronic records we have provided by contacting us at [email protected]. We may charge a reasonable fee for producing paper copies.

8. Legal Effect

This E-Sign Consent is provided in accordance with the Electronic Signatures in Global and National Commerce Act (E-SIGN Act, 15 U.S.C. § 7001 et seq.) and the Uniform Electronic Transactions Act (UETA), as adopted by the applicable state. Your electronic consent is legally binding and enforceable.

9. Contact Us

For questions about this E-Sign Consent or to withdraw your consent:

• Address: 1201 N. Orange Street, Suite 700, Wilmington, DE 19801, USA
• Phone: +1 (800) 555-0199
• Email: [email protected]