Terms of Use

Welcome to Deer Creek Lending. By accessing or using our website at https://deercreaklending.com (the "Service"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Service.

1. Description of Service

Deer Creek Lending is a marketing lead generator and free connection service. We are not a lender, loan broker, or agent for any lender or loan broker. We do not make credit decisions and do not guarantee loan approval. Our Service connects consumers who are seeking financial products with licensed lending partners in our network. We do not control and are not responsible for the actions, decisions, or policies of any lender.

2. Eligibility

To use our Service, you must:

• Be at least 18 years of age
• Be a legal resident of the United States
• Reside in a state where our Service is available (residents of New York, West Virginia, and the District of Columbia are not eligible)
• Provide accurate, truthful, and complete information

3. User Responsibilities

You agree to:

• Provide accurate and current information when submitting a request
• Not use the Service for any illegal or unauthorized purpose
• Not attempt to interfere with or disrupt the Service
• Not use automated systems (bots, scrapers) to access the Service without our written permission
• Not submit fraudulent or misleading information

4. Intellectual Property

All content on this website, including text, graphics, logos, and design elements, is the property of Deer Creek Lending or its licensors and is protected by US and international copyright and trademark laws. You may not reproduce, distribute, or create derivative works from our content without our prior written consent.

5. Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied. We do not warrant that:

• The Service will be uninterrupted, secure, or error-free
• You will be connected with a lender or approved for a loan
• Any information provided by lenders will be accurate, complete, or current

We are not a lender and do not make any representations regarding loan terms, rates, or availability. All loan decisions are made solely by our lending partners.

6. Limitation of Liability

To the fullest extent permitted by law, Deer Creek Lending shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Service. This includes damages for loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.

7. Indemnification

You agree to indemnify and hold harmless Deer Creek Lending, its officers, directors, employees, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Service or your violation of these Terms.

8. Lender Relationships

When you submit a request through our Service, your information may be shared with multiple lending partners. Each lender has their own terms, conditions, rates, and policies. You should carefully review and understand the terms of any loan offer before accepting. Deer Creek Lending is not a party to any agreement between you and a lender and has no control over the terms of any loan.

9. Electronic Communications

By using our Service, you consent to receive communications from us and our lending partners electronically, including via email, phone (including auto-dialed calls and SMS), and postal mail. You may opt out of marketing communications at any time. See our E-Sign Consent for more details.

10. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

11. Third-Party Links

Our Service may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these websites. Your use of third-party websites is at your own risk.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will post the updated Terms on this page with a new "Last updated" date. Your continued use of the Service after changes are posted constitutes your acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the state or federal courts located in Delaware.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact Us

If you have questions about these Terms, please contact us:

• Address: 1201 N. Orange Street, Suite 700, Wilmington, DE 19801, USA
• Phone: +1 (800) 555-0199
• Email: [email protected]